Legal resources

Document Name PAYMENT POLICY

Document revision 1.1 Revision date: 18 MAR 2026 © APIFONICA, SMARTTEL PLUS OÜ Maakri str. 19/1-7 K, 10145 Tallinn, Estonia

+48 22 1530 003 | +372 6346 295 | +371 676 60858

Payment Policy v 1.1 2 Individual pay

Individuals can pay for our services using debit / credit cards (Visa,

Master Card) or Crypto; legal entities can pay via bank transfers.

Please note that it can take up to three business days from the moment you make a payment to the time the money is added to your account. It all depends on how fast your bank processes the payment.

By card

Sign in at https://www. apifonica. com/ Click the Card icon or your account balance Click Credit card Follow the instructions

Please note that for security reasons you cannot pay more than € 3000 or

15000 zł and conduct more than 3 transactions per day.

By invoice

Sign in at https://www. apifonica. com/ Click the Card icon or your account balance Select invoicing Enter your billing amount Download the file with payment details

Pay using your online banking or take the invoice to your bank

Payment Policy v 1.1 3 By Crypto

Sign in at https://www. apifonica. com/ Under your Customer Name, open Finances Click Top up the balance Select payment method Pay by Crypto Click Pay

In the pop-up window Crypto Payment, click Yes, go to external page Fill in the mandatory fields on the external page Press Continue

Your balance will be updated automatically once the payment goes through.

APIFONICA is dedicated to providing secure online payment methods. That’s why we added an extra level of security for Visa and Master Card payments-to protect you from unauthorized credit card use. 3-D Secure technology includes both Verified by Visa and Master Card Secure Code.

After you enter your credit card details in our payment form, a new window will appear requesting your personal security code (you’ll get it via SMS).

APIFONICA doesn’t store your card data, all of which is encrypted.